November 2014 News

If you're looking for a health insurance policy that takes into account any pre-existing condition you may have, there are several hurdles to overcome in the quest for the right agreement.

Under the Private Health Insurance Act 2007, providers cannot openly discriminate against anyone seeking their services with a pre-existing condition. However, there are a number of criteria and stipulations which can affect your prospective policy.

Pre-existing conditions

When planning for the future, it is pivotal to secure against the most obvious threats, as well as the not so conspicuous ones.

The same can be said when creating a personal or corporate health insurance plan. Knowing the less obvious threats is important to protect against a wide range of injuries and illnesses; however, it is the most pressing health concerns that pose a more clear and present danger.

In the run up to Christmas, ensuring everything is in place if you are planning a trip out of the country can leave with you a long checklist of criteria to meet. Travel insurance can often slip the mind, despite being crucial if you run into any difficulties while you are away.

In a bid to make it easier for Australians to choose their travel insurance policies, Julie Bishop - Minister for Foreign Affairs - has announced the CHOICE initiative to help Australians better understand travel insurance and all of the nuances that may trip them up further down the line.

Travelling is one of the greatest ways Aussies can see the world. While our own country is great for local tourism, our seclusion from much of the world makes exploring other countries a thrilling experience.

Travelling is more popular than ever in Australia. A decade ago, there were 18.6 border crossings, according to a recent Australian Bureau of Statistics report. This included people leaving and arriving in the country over the 2003-2004 period.