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Do I have to pay health insurance premiums when I am overseas?

25 October 2012 - 1:05pm
Written by: 
Suzanne Still

When getting ready to travel overseas there are many things that need to be taken care of, and this may include sorting out your health insurance premiums while you are away.

Some funds will allow you to suspend cover for the period that you are away if it is longer than one month.

It is recommended that you contact your health fund for details regarding membership suspension as they vary for different policies.

One important thing that you should also take care of when getting ready to head overseas is travel insurance.

You can never anticipate what trouble you might encounter in your travels, with a trip to a hospital overseas costing hundreds and even thousands of dollars if you don't have a comprehensive travel insurance policy.

There are travel insurance covers available for individual, family or mature age people covering a range of trip options including international, domestic or annual multi trip.

A travel insurance policy can cover you for overseas medical and hospital expenses, cancellation, loss of luggage, travel delays and also gives you 24 hour access to emergency assistance.

Purchasing your travel insurance is possible in three easy steps, by first finding the cover type required which include international, mature and australian travel among others.

The next step is to read the Policy Disclosure Statement (PDS) and policy wording before making any decision and then finally purchasing your travel insurance.

You can enjoy savings of up to 30 per cent on comprehensive travel insurance cover with HICA, so get in contact with us now to take advantage of this offer.